About Rupiya Plus

Pioneering India's Next-Gen Digital Lending

Empowering salaried and self-employed Indians with instant, dignified, and 100% paperless financial assistance under ₹1,00,000.

100%

Paperless & Transparent

Who We Are

Empowering India With Fast, Fair & Transparent Emergency Credit

At Rupiya Plus, we believe that access to emergency cash should be swift, respectful, and free of hidden conditions. We are a modern digital fintech lending platform providing rapid payday loans and short-term liquidity relief across all states of India.

Unlike traditional banks with weeks of processing and cumbersome branch visits, our paperless ecosystem focuses exclusively on loans under ₹1,00,000. Powered by advanced underwriting, DigiLocker eKYC, and instant IMPS transfers, we disburse funds in as fast as 10 minutes.

Under ₹1 Lakh In 10 Mins

1% Daily Simple Interest

Zero Hidden Charges

RBI Compliant NBFC Partner

Apply For Loan

Customer Helpline +91 9118178833

Our Core Pillars

Why Borrowers Trust Rupiya Plus

We have built our platform from the ground up to eliminate borrower anxiety and provide absolute clarity.

Lightning Fast Credit

Our automated KYC verification verifies identity and bank records in minutes, ensuring funds reach you when you need them most.

Total Transparency

No hidden processing penalties or compound interest traps. What our calculator displays is exactly what you repay.

Bank-Grade Privacy

Your confidential data is protected by AES-256 GCM encryption and strict access protocols conforming with RBI digital lending directives.

Regulated NBFC Partner

Our Lending Partner

All loan products facilitated by Rupiya Plus are underwritten, approved, and disbursed directly by our RBI-registered Non-Banking Financial Company (NBFC) partner.

PatronPay Private Limited

Patron Leasing & Finance Private Limited

RBI Registered NBFC

Direct Regulated Lending Ecosystem

In strict compliance with Reserve Bank of India (RBI) Digital Lending Guidelines, all loan agreements, sanction letters, and fund transfers are issued directly by our partner NBFC, ensuring fair interest rates, zero hidden fees, and transparent credit reporting.

RBI Regulated NBFC Fair Practices Code Direct IMPS Disbursals